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Housing loan interest rebate 2015 16


housing loan interest rebate 2015 16

The repayment of the interest portion of the EMI is also allowed as a deduction under section 24 of the Act, which is given under the head income from house property.
Once the flat is completed and the possession is handed over to you, you will be eligible to claim deduction for interest paid on the loan under section 24(b) and principal amount of loan under section 80C.
1.50 Lakh and Interest Deduction under section 24 of up.
You should enter into a simple agreement with the other borrowers stating that you will be repaying the entire loan.Finance Minister inserted a new section 80EE relating to the additional deduction in respect of interest on loan taken for residential house property.Similarly, a co-borrower, who is not a co-owner, cannot claim benefits.The principal amount of the loan repaid till date shall not be available as a deduction under section 80C till the time the construction of the flat gets completed.This is subject to the maximum level of Rs 150,000 (Rs.If you took a home loan and are still living in a rented place, you will be entitled to:.Click Here to Read Other Articles of Lakesh Kumar (Article was First Published on ).(5) For the purposes of this section, (a) financial institution means a banking company to which the Banking Regulation Act, 1949 (10 of 1949) applies, or any bank or banking institution referred to in section 51 of that Act or a housing finance company; (b) housing finance.Will I be eligible for tax benefit from all sources?Where the property has been acquired, constructed, repaired, renewed or reconstruction with borrowed capital, man city to win champions league odds the amount of any interest payable on such capital is deductible under section 24(b subject to the prescribed conditions.If you are paying part of the EMI, you will get tax benefits in the proportion to your share in the loan.However, in this case, the rent you receive would be considered as your taxable income.For this purpose, loan should be sanctioned between.04.16.03.17.2) Deemed owner concept does not apply in respect of such deduction.Purpose of this section is to promote house ownership give a fillip to a number of industries like steel, cement, brick, wood etc.If the house is given on rent, there is no restriction on this amount and both co-owners can claim deduction in the ratio of ownership- 3:1 in your case.It can be for self occupied or can be Non self occupied.2014-15) across all 80C investments.In this case assessee can claim deduction 50000/-.Y.2017-18 and in the subsequent years till the loan is repaid.Q- 5 What are the tax benefits that I can avail of for repaying a home loan?
Home loan entitles Individuals to Deduction Under Section 80C of up.


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